For our small business owner clients, you are provided with ongoing comprehensive financial and tax planning alongside investment management services.
We start with a client’s financial plan, either from a pre-existing plan you may already have or a new one from scratch. Read more on our Financial Plans and Investing Philosophy
Over the course of the year, we regularly advise clients on the following topics:
- Personal Investment Accounts
- Company Sponsored Retirement Plan Accounts
- Cash management solutions for the business
- Tax planning opportunities
- Loans & Liabilities reviews
- Real Estate: buy/hold/sell analysis and tax planning
- Insurance coverage reviews
For clients based locally in Arizona, we are happy to meet in person. Most client meetings occur through Zoom or other Video Meetings, phone calls, and emails.
Most of our small business owner clients typically have 2 formal reviews per year, but you have the ability to have ad hoc meetings as needed, whether a major change to your financial situation or something finance or investment related just so happens to spark your interest.
You will also have continuous access to your accounts both through your custodian(Schwab or Fidelity) and our financial planning program.
We charge a flat annual fee for this comprehensive service. It is transparent, and is usually much more in line with the work and resources required to effectively guide our business clients. Additionally, it allows for us to give you investment recommendations either to invest back into the business or into your non-business investments(brokerage account, IRA, 401k), without the built-in financial incentive for us to favor one over the other. Traditional wealth management firms bill using an Assets Under Management model, and have a financial incentive to recommend you invest in the accounts they directly manage.